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What
is CVV2?
CVV2 is a new authentication system established by credit card companies
to further efforts towards reducing fraud for internet transactions. It
consists of requiring a card holder to enter the CVV2 number in at
transaction time to verify that the card is on hand. The CVV2/CVC2 is a
three or four digit security code that is printed on the front or back
of cards. The number appears in reverse italic at the top of the
signature panel at the end (see sample). This program helps validate
that a genuine card is being used during a transaction. All MasterCard
cards, both credit and debit, were required to contain CVC2 by January
1, 1997; all Visa cards must contain CVV2 by January 1, 2001.
How
to find CVV2:
Visa, Mastercard, and Discover card members can find their CVV2 number
in the signature area of your card. Your card number should be printed
here along with a three-digit number at the end. This is your CVV2
number. American Express card members can find their CVV2 number printed
above and to the right of the imprinted card number on the front of the
card. |
