CVV2 & CVC2 Information


What is CVV2?
CVV2 is a new authentication system established by credit card companies to further efforts towards reducing fraud for internet transactions. It consists of requiring a card holder to enter the CVV2 number in at transaction time to verify that the card is on hand. The CVV2/CVC2 is a three or four digit security code that is printed on the front or back of cards. The number appears in reverse italic at the top of the signature panel at the end (see sample). This program helps validate that a genuine card is being used during a transaction. All MasterCard cards, both credit and debit, were required to contain CVC2 by January 1, 1997; all Visa cards must contain CVV2 by January 1, 2001.

How to find CVV2:   Visa, Mastercard, and Discover card members can find their CVV2 number in the signature area of your card. Your card number should be printed here along with a three-digit number at the end. This is your CVV2 number. American Express card members can find their CVV2 number printed above and to the right of the imprinted card number on the front of the card.